Pathways offers financial strategies for graduating high school seniors.

Pathways includes five modules for high school seniors and incoming postsecondary students.

Modules are taught by Financial Beginnings' trained volunteers and include:

Career & Education Path
Students identify skill sets and interests for a variety of careers; explore the positions and salary ranges available within their desired careers; determine the educational requirements necessary to pursue their desired career; and research schools that offer programs that further career objectives.
Comparing Schools & Costs
Students research salary averages based on specific education and career aspirations; learn the total cost of their desired school(s); compare total postsecondary expenses vs. out of school annual salary; and determine return on investment.
Financing College
Students explore the different options available to pay for college; review available college loans and how interest accumulation and payback options vary; and learn the basics of a FAFSA and where to access additional support in completing an application.
Managing Debt Accumulation
Students learn how student debt accumulation affects one's financial future and other life goals; learn how to budget to help limit overall student debt load and spend and save money wisely; and explore options for paying a greater amount of education expenses while in school.
Managing Debt After College
Students take a realistic look at post-college living expenses; understand loan restructuring and consolidation options; create a budget for post-college life that includes student loan payments; and set long-term financial goals that incorporate savings and debt management.
Looking for materials?
All of our Pathways materials are available for download. Pick and choose what you need.

Full-Service Approach to Program Delivery

State Education Standards

Curriculum meets state standards and is designed using national best practices.

Trained Volunteer Presenters

Industry professionals are trained to teach engaging lessons and activities from Step 2 programming. These presenters can truly connect with youth by delivering a relevant program.

No-Cost Learning Materials

Participants are provided a resource guide filled with valuable financial lessons to use during sessions and to take home for continued learning and application. All materials are provided at no cost to schools or participants.

Simple Registration

Schools and community groups schedule programming online to fit their needs. Financial Beginnings takes care of the rest.

The Pathways program covers four important topics, usually broken into four 1-hour sessions, which can be scheduled to fit each teacher's needs. In addition to financial education, students are left with a message of responsibility and a solid footing for a bright financial future.

What We Provide

We provide all students with a copy of the curriculum and all necessary supplemental materials, which will be sent to the school directly, prior to the program. It is our job to make teachers' work easier; we handle all the details and offer a program that enhances the standards-based math and life-skills teachers are already teaching.