Strategies to Financially Navigate Postsecondary Life
The Pathways program helps students successfully transition from high school to postsecondary education (and beyond) through informed and proactive financial decisions. Pathways helps students navigate the complex maze of financial decisions – from loan agreements to household budgeting to choosing a career – that accompanies adulthood.
Pathways Session Topics
Pathways includes five modules, each 60-90 minutes, for high school and college students. Modules are taught by Financial Beginnings’ trained volunteers and include:
Career & Education Path - Students identify skills sets and interests for a variety of careers; explore the positions and salary ranges available within their desired careers; determine the educational requirements necessary to pursue their desired career; and research schools that offer programs that further career objectives.
Comparing Schools & Costs – Students research salary averages based on specific education and career aspirations; learn the total cost of their desired schools(s); compare total post-secondary expenses versus out of school annual salary; and determine return on investment.
Financing College – Students explore the different options available to pay for college; review available college loans and how interest accumulation and payback options vary; and learn the basics of a FAFSA and where to access additional support in completing an application.
Managing Debt Accumulation – Students learn how student debt accumulation affects one’s financial future and other life goals; learn how to budget to help limit student debt accumulation and spend and save money wisely; and explore options for paying a greater amount of education expenses while in school.
Managing Debt After College – Students take a realistic look at post-college living expenses; understand loan restructuring and consolidation options; create a budget for post-college life that includes student loan payments; and set long-term financial goals that incorporate savings and debt management.
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