Our programming has served more than 400K youth and adult learners.

Financial Beginnings invests in our local communities' well-being and quality of life. 
 

Financial Beginnings delivers high-impact financial education that reaches learners early and across life stages, preventing financial instability before it becomes crisis. Operating in 23 states, Financial Beginnings has served more than 400,000 learners, including 42,000 in 2025, with 65% from low- to moderate-income or historically underserved communities. 

Programs span K–adult learners and are implemented through schools, workforce programs, community organizations, libraries, and employers—meeting people where they already learn and work. Outcomes are measured consistently through pre- and post-assessments, demonstrating: 

  • 108% average increase in financial knowledge 
  • 67% increase in confidence managing financial decisions 
  • 95% understanding of how credit impacts long-term costs 
  • 77% increased confidence identifying reliable financial information 

Founded in 2005, Financial Beginnings brings two decades of experience delivering consistent, high-quality financial education at scale. The organization partners with more than 1,300 schools and nonprofits nationwide, supported by professional staff, advanced data systems, rigorous volunteer training, and equitably designed curricula.

 
Annual reports reveal how state efforts make significant impacts.
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Most Recent Annual Reports
View how many learners participated in programming across respective states.

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Most Recent Financial Statements
View Financial Beginnings USA national office financial statements.