Forward provides financially vulnerable adults the financial knowledge they need.

Forward offers support through a combination of hands-on activities, facilitation, and a step-by-step workbook.

This four-part series covers:

Envisioning the Life I Want
Grounded in a growth mindset, use the SMART goal framework to turn goals into clear action plans while reflecting on beliefs, priorities, and personal strengths.
Funding the Life I Want
Exploring ways to earn more, tap into available resources, and reduce spending in order to increase discretionary income.
Managing the Life I Want
Creating SMART budgeting and savings plans to manage discretionary income effectively, while learning about banking options and other safe, reliable ways to store and protect money.
Living the Life I Want
Identifying essential expenses and building a cash flow budget that aligns income with the timing of bills, while also learning how to communicate proactively and advocate for oneself if unable to afford a payment.
Looking for materials?
All of our Forward materials are available for download. Pick and choose what you need.
Full-Service Approach to Program Delivery

State Education Standards

Curriculum meets state standards and is designed using national best practices.

Trained Volunteer Presenters

Industry professionals are trained to teach engaging lessons and activities from Step 2 programming. These presenters can truly connect with youth by delivering a relevant program.

No-Cost Learning Materials

Participants are provided a resource guide filled with valuable financial lessons to use during sessions and to take home for continued learning and application. All materials are provided at no cost to schools or participants.

Simple Registration

Schools and community groups schedule programming online to fit their needs. Financial Beginnings takes care of the rest.

The Forward program covers four important topics, usually broken into four 1-hour sessions, which can be scheduled to fit each cohort's needs. In addition to financial education, learners are left with a message of responsibility and a solid footing for a bright financial future.

What We Provide

We provide all students with a copy of the curriculum and all necessary supplemental materials, which will be sent to the school directly, prior to the program. It is our job to make teachers' work easier; we handle all the details and offer a program that enhances the standards-based math and life-skills teachers are already teaching.