Pathways offers financial strategies for graduating high school students.

Program-WithName-Pathways

Pathways includes five modules for high school seniors and incoming postsecondary students.

Modules are taught by Financial Beginnings' trained volunteers and include:

Career & Education Path
Students identify skill sets and interests for a variety of careers; explore the positions and salary ranges available within their desired careers; determine the educational requirements necessary to pursue their desired career; and research schools that offer programs that further career objectives.
Comparing Schools & Costs
Students research salary averages based on specific education and career aspirations; learn the total cost of their desired school(s); compare total postsecondary expenses vs. out of school annual salary; and determine return on investment.
Financing School
Students explore the different options available to pay for school; review available loans and how interest accumulation and payback options vary; and learn the basics of the FAFSA and where to access additional support in completing an application.
Managing Debt Accumulation
Students learn how debt accumulation affects one's financial future and other life goals; learn how to budget to help limit overall student debt load and spend and save money wisely; and explore options for paying a greater amount of education expenses while in school.
Managing Debt After School
Students take a realistic look at everyday expenses that occur once postsecondary education is completed; understand loan restructuring and consolidation options; create a budget for expenses that occur after postsecondary education, including student loan payments; and set long-term financial goals that incorporate savings and debt management.
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Best-In-Class Curricula - Inclusion at the Center

Financial Beginnings curricula are updated annually to ensure programming remains relevant to learners' needs and is rooted in instructional design best practices, state education standards, and the latest financial education research. With inclusion driving all aspects of curricula design and delivery, Financial Beginnings ensures all materials are created and revised to serve individuals at all income levels.

We provide all learners with a copy of the curriculum and all necessary supplemental materials, which are sent directly to the school or host site prior to the program. It is our job to make program hosts' work easier; we handle all the details and offer a program that enhances the standards-based math and life-skills educators are already teaching.

Full-Service Approach to Program Delivery

National & State Education Standards

Curriculum meets state standards and is designed using national benchmarks.

Trained Volunteer Presenters

Industry professionals are trained to teach lessons and facilitate engaging activities from Footings programming. These presenters can truly connect with learners by delivering a relevant program.

No-Cost Learning Materials

Learners are provided an activity book filled with valuable financial lessons, resources, and activities to use during sessions and to take home for continued learning and application. All materials are provided at no cost to educators and learners.

Simple Registration

Schools and community groups schedule programming online to fit their needs. Financial Beginnings takes care of the rest. The Footings 1 program covers four money topics that are typically broken into four 20- to 40-minute lessons. The Footings 2 program covers five financial topics, usually broken into five 1-hour sessions, which can be scheduled to fit each educator's or host's needs. In addition to financial education, learners are left with a message of responsibility and a solid footing for a bright financial future.

Financial Beginnings
Mailing Address
619 SW 11th Ave Portland, OR 97205-2646

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Financial Beginnings is a 501(c)(3) nonprofit organization.