Theory of Change: The Society We Want to Create

We believe a financially capable and literate nation is possible. A place where individuals are vested in and contribute to a healthy economic system nationally, regionally, and in their neighborhoods.
THEORY OF CHANGE
Our Theory of Change provides a roadmap of the society we wish to create and what is needed to get there.
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Theory of Change Graphic
The conceptual foundation of our Theory of Change is based on the NEFE Personal Finance Ecosystem. Our programming plays a significant role within this ecosystem building financial knowledge and access.
 
PERSONAL FINANCE ECOSYSTEM
The National Endowment for Financial Education Personal Finance Ecosystem lays out the factors impacting one's financial well-being.

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Financial Beginnings
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Financial Beginnings is a 501(c)(3) nonprofit organization.